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Frequently Asked Questions

Find instant answers to common questions about bank accounts, revised loan interest rates, fixed deposits, mobile banking, and membership benefits.

Effective 01 August 2026, the revised Home Loan rate is 8.90% p.a. for maximum loan limits up to ₹50.00 Lakhs with tenure up to 20 years (240 months).

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Frequently Asked Questions

What is the revised interest rate for Home Loans ?

How is loan EMI deducted for government & Zilla Parishad staff?

What is the maximum Fixed Deposit (FD) interest rate available?

Are deposits with Karmachari Sahakari Bank insured by DICGC?

How can I register for KB Mobile Banking App v3.2.0?

Who can become a member of Nashik Zilha Karmachari Sahakari Bank?

What are the bank branch working hours and holiday schedules?

Are there any foreclosure or prepayment penalties for member loans?

Have a specific question not listed here?