Comprehensive Banking Services & Schemes
Explore our competitive deposit rates, salary-linked employee loan schemes, digital banking tools, and safe deposit lockers.
Secure Banking
DICGC Insured
Best Interest Rates
Up to 9.50%* p.a.
Customer First
Trust Since 1920
100% Safe & Reliable
RBI Licensed
Comprehensive Services & Schemes
22
All Services
12
Loans & Credit
Secure Banking
DICGC Insured Bank
All Services & Schemes
Savings Account
Simple, Secure & Convenient Banking. Designed to help customers manage daily banking needs while earning steady interest.
Fixed Deposits (FD & RD)
Secure Your Savings with Attractive Returns. Our rates are highly competitive and often more attractive than nationalized banks.
Current Account
Ideal for businesses, institutions, professionals, and traders requiring high daily transaction limits without restrictions.
Recurring Deposit (RD)
Build a substantial corpus through disciplined small monthly savings. Flexible tenures from 1 year up to 4 years with high quarterly compounded returns.
Personal Loan (New Term Loan)
New Term Loan (NTL) tailored for government & zilla parishad employees for personal, family, home renovation, or credit requirements.
Education Loan
Empower your children's academic ambitions. Low-interest education loans up to ₹15 Lakhs @ 8.90% p.a. for higher studies in India and abroad.
Comprehensive Loan Schemes
Finance Your Dreams with Flexible Loan Solutions. Tailored products for housing, personal, education, vehicle, gold, and medical emergencies.
Home Loan Scheme
Turn your dream home into reality with our flexible housing loans. Financing up to ₹50 Lakhs with repayment up to 20 years @ 8.90% p.a.
Vehicle Loan (2 & 4 Wheeler)
Hit the road with our fast-processing vehicle loans. Financing up to ₹25 Lakhs for cars and ₹3 Lakhs for two-wheelers @ 8.90% p.a.
Gold Loan (Regular)
Unlock the instant value of your gold jewelry at 8.90% p.a. with highest per-gram valuation and fireproof safe vault storage.
Medical Emergency Loan
Concessional medical loan up to ₹3 Lakhs @ 8.90% p.a. for emergency hospitalization & treatment.
Emergency Advance Loan
Instant 24-hr advance loan up to ₹25,000 @ 11.00% p.a. with zero collateral for urgent needs.
Pensioner Loan Scheme
Tailored loans up to ₹3 Lakhs @ 8.90% p.a. for retired government pensioners with easy pension EMI.
Mortgage / Property Loan
High-value loan up to ₹50 Lakhs @ 8.90% p.a. against commercial or residential property security with flexible 20-year repayment.
Special Child Medical Loan
Special concessional medical loan up to ₹1 Lakh @ 8.90% p.a. dedicated for the care, medical therapy, and treatment of intellectually disabled / special child.
Installment Gold Loan
Higher gold loan limit up to ₹5 Lakhs @ 8.90% p.a. with convenient monthly EMI repayment option instead of lump sum.
Mobile Banking & NEFT/RTGS App
Experience next-generation digital banking with KB Mobile Banking App v3.2. Instant nationwide 24x7 IMPS, NEFT & RTGS fund transfers (IFSC: YESB0NZSPKB), e-Passbook & RuPay debit card controls.
Personalized QR Code
Get your personalized bank QR code for instant, contactless payment collection directly into your Karmachari Bank account via any UPI app.
SMS Banking
Stay updated on every transaction with instant 24x7 SMS alerts, balance inquiry, mini-statements, and cheque status updates directly on your mobile.
ATM Services
24/7 cash withdrawal and balance inquiry at thousands of ATMs nationwide with EMV Chip RuPay Debit Cards and CBS Micro-ATMs.
UPI Instant
Send and receive money instantly 24x7 using Virtual Payment Address (VPA / UPI ID) linked to your Karmachari Bank account.
Safe Deposit Locker Facility
Protect your jewellery, important documents and valuables with our secure bank lockers available in multiple sizes.
Easy Account Opening
Quick & Hassle-free Process
Attractive Interest Rates
Higher Returns Guaranteed
Flexible Tenures
Choose as per your need
Trusted Since 1920
100+ Years of Excellence
RBI Licensed & DICGC Insured
Your Money is Safe with Us