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Comprehensive Banking Services & Schemes

Explore our competitive deposit rates, salary-linked employee loan schemes, digital banking tools, and safe deposit lockers.

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Best Interest Rates

Up to 9.50%* p.a.

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Trust Since 1920

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Karmachari Bank Happy Family

Comprehensive Services & Schemes

18

All Services

11

Loans & Credit

Secure Banking

DICGC Insured Bank

EXPLORE OUR SERVICES

All Services & Schemes

18 Featured Services
Savings Account
Most Popular

Savings Account

Zero minimum balance for members. Earn 4% p.a. interest with passbook & NEFT facility.

KEY BENEFIT / RATE3.50% p.a.
Fixed Deposits
Best Returns

Fixed Deposits

Up to 8.50% p.a. тАФ highest cooperative FD rates in Nashik. Senior citizen bonus of 0.50%.

KEY BENEFIT / RATEUp to 8.35% p.a.
Recurring Deposit
Flexible

Recurring Deposit

Start SIP-like saving from just тВ╣500/month. Flexible tenures from 12 to 60 months.

KEY BENEFIT / RATEUp to 9% p.a.
Housing Loan
Low Rate

Housing Loan

рдкрдЧрд╛рд░ - рд▓рд┐рдВрдХреНрдб рдИрдПрдордЖрдп рдХрдкрд╛рддреАрд╕рд╣ 9.25% рджрд░рд╛рдиреЗ рдЧреГрд╣рдХрд░реНрдЬ. 20 рд╡рд░реНрд╖рд╛рдВрдкрд░реНрдпрдВрдд.

KEY BENEFIT / RATE8.90% p.a.
Personal Loan
Instant & Future

Personal Loan

Instant approval for sarkari employees & students. Concessional rates from 10.50% p.a.

KEY BENEFIT / RATEFrom 10.50% p.a.
Education Loan
Concessional

Education Loan

Higher education loans up to тВ╣15 Lakhs at 8.90% p.a. for degree, medical & technical courses in India & abroad.

KEY BENEFIT / RATE8.90% p.a.
Vehicle Loan
Fast

Vehicle Loan

2-wheeler and 4-wheeler loans at 8.90% p.a. Fast disbursement within 3 working days.

KEY BENEFIT / RATE8.90% p.a.
Gold Loan
Instant Cash

Gold Loan

Instant gold loan at 8.75% p.a. against jewellery. Safe custody guaranteed.

KEY BENEFIT / RATE8.90% p.a.
Medical Emergency Loan
Emergency Medical

Medical Emergency Loan

Concessional medical loan up to тВ╣3 Lakhs @ 8.90% p.a. for emergency hospitalization & treatment.

KEY BENEFIT / RATE8.90% p.a.
NEFT / RTGS
Digital

NEFT / RTGS

Instant nationwide fund transfers. IFSC: KKBK0NZSPK1. Linked to Kotak Mahindra Bank.

KEY BENEFIT / RATEZero Charges
Emergency Advance Loan
Instant тВ╣25k

Emergency Advance Loan

Instant 24-hr advance loan up to тВ╣25,000 @ 11.00% p.a. with zero collateral for urgent needs.

KEY BENEFIT / RATE11.00% p.a.
Pensioner Loan Scheme
For Pensioners

Pensioner Loan Scheme

Tailored loans up to тВ╣3 Lakhs @ 8.90% p.a. for retired government pensioners with easy pension EMI.

KEY BENEFIT / RATE8.90% p.a.
Mortgage / Property Loan
High Value тВ╣50L

Mortgage / Property Loan

High-value loan up to тВ╣50 Lakhs @ 0.74% p.m. (8.90% p.a.) against commercial or residential property security.

KEY BENEFIT / RATE8.90%
Special Child Medical Loan
Special Care тВ╣1L

Special Child Medical Loan

Special medical loan up to тВ╣1 Lakh @ 8.90% p.a. dedicated for care & medical therapy of intellectually disabled child.

KEY BENEFIT / RATE8.90% p.a.
Installment Gold Loan
EMI Option тВ╣5L

Installment Gold Loan

Higher gold loan limit up to тВ╣5 Lakhs @ 8.90% p.a. with convenient monthly EMI repayment option.

KEY BENEFIT / RATE8.90% p.a.
SMS Banking
24x7 Alerts

SMS Banking

Stay updated on every transaction with instant 24x7 SMS alerts, balance inquiry, mini-statements, and cheque status updates.

KEY BENEFIT / RATEFree Registration
ATM Services
Nationwide Access

ATM Services

24/7 cash withdrawal and balance inquiry at thousands of ATMs nationwide with EMV Chip RuPay Debit Cards and CBS Micro-ATMs.

KEY BENEFIT / RATEFree RuPay Card
Safe Deposit Locker Facility
High Security

Safe Deposit Locker Facility

Protect your jewellery, important documents and valuables with our secure bank lockers available in multiple sizes.

KEY BENEFIT / RATEFrom тВ╣1,180/yr

Easy Account Opening

Quick & Hassle-free Process

Attractive Interest Rates

Higher Returns Guaranteed

Flexible Tenures

Choose as per your need

Trusted Since 1920

100+ Years of Excellence

RBI Licensed & DICGC Insured

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